Florida Contractor Practice Exam

Which of the following statements is true concerning Workers Compensation for employers with 40 employees?

1. They can avoid hiring back any injured employee

2. They must provide full coverage for all employees

3. They will not be penalized for payroll errors

4. They can dismiss an employee without reason

The correct answer is: They must provide full coverage for all employees

The statement regarding Workers Compensation that is true for employers with 40 employees is that they must provide full coverage for all employees. In Florida, employers who have four or more employees are generally required to carry Workers' Compensation insurance. This coverage is essential as it provides financial protection to employees in case of work-related injuries or illnesses, ensuring they receive necessary medical care and compensation for lost wages. Having 40 employees specifically underscores the employer's responsibility to adhere to these regulations. It signifies a substantial workforce where it becomes even more critical to provide protection for all workers. This requirement promotes a safer workplace and supports the economic stability of injured employees during their recovery. The other statements relate to conditions that are not aligned with the provisions mandated by Workers' Compensation laws. For instance, job protection provisions exist that prevent employers from simply dismissing injured employees or from avoiding re-employment; thus, options concerning avoiding hiring back injured employees or dismissing employees without reason do not hold true. Also, penalties for payroll errors can exist, especially if they affect the employer's obligations under Workers' Compensation statutes.